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	<title>Marshall Creative / A Multimedia Agency &#187; Audio</title>
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	<itunes:summary></itunes:summary>
	<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
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		<title>Marshall Creative / A Multimedia Agency &#187; Audio</title>
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		<title>PERL Podcast 65 / Retirement Planning for ages 55+</title>
		<link>http://marshall-creative.com/perl-podcast-65-retirement-planning-for-ages-55/</link>
		<comments>http://marshall-creative.com/perl-podcast-65-retirement-planning-for-ages-55/#comments</comments>
		<pubDate>Mon, 23 Aug 2010 12:12:56 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[PERL]]></category>
		<category><![CDATA[PERL Podcast]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1937</guid>
		<description><![CDATA[Planning for retirement is a primary goal for all Americans – and for those in the 55+ age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &#038; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in part three in a [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>Planning for retirement is a primary goal for all Americans – and for those in the 55+ age range, the notion of planning for the future is becoming a fast reality. <a href="http://meccaonmoney.com"  target="_blank">Bob Mecca</a>, author and principal at Robert A. Mecca &#038; Associates, joins <a href="http://www.margulis.com"  target="_blank">Alex Margulis</a>, Mortgage Advisor with PERL Mortgage, in part three in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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			<itunes:keywords>PERL,PERL Podcast,Retirement Planning</itunes:keywords>
		<itunes:subtitle>Planning for retirement is a primary goal for all Americans – and for those in the 55+ age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis,</itunes:subtitle>
		<itunes:summary>Planning for retirement is a primary goal for all Americans – and for those in the 55+ age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in part three in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 64 / Retirement Planning for ages 36-55</title>
		<link>http://marshall-creative.com/perl-podcast-64-retirement-planning-for-ages-36-55/</link>
		<comments>http://marshall-creative.com/perl-podcast-64-retirement-planning-for-ages-36-55/#comments</comments>
		<pubDate>Wed, 11 Aug 2010 00:01:49 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1888</guid>
		<description><![CDATA[Planning for retirement is a primary goal for all Americans – and for those in the 36-55 age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &#038; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in part two in a [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>Planning for retirement is a primary goal for all Americans – and for those in the 36-55 age range, the notion of planning for the future is becoming a fast reality. <a href="http://meccaonmoney.com"  target="_blank">Bob Mecca</a>, author and principal at Robert A. Mecca &#038; Associates, joins <a href="http://www.margulis.com"  target="_blank">Alex Margulis</a>, Mortgage Advisor with PERL Mortgage, in part two in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode64_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:keywords>Retirement Planning</itunes:keywords>
		<itunes:subtitle>Planning for retirement is a primary goal for all Americans – and for those in the 36-55 age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis,</itunes:subtitle>
		<itunes:summary>Planning for retirement is a primary goal for all Americans – and for those in the 36-55 age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in part two in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 63 / Behind the Buzz</title>
		<link>http://marshall-creative.com/perl-podcast-63-behind-the-buzz/</link>
		<comments>http://marshall-creative.com/perl-podcast-63-behind-the-buzz/#comments</comments>
		<pubDate>Sun, 01 Aug 2010 23:58:58 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Ideas]]></category>
		<category><![CDATA[Real Estate social media]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1885</guid>
		<description><![CDATA[We all know that interest rates are at historic lows, and that everyone’s touting “now” as the time to buy or sell a home. But what’s the real deal behind all the hype – and where can the real deals be found in the Chicagoland market? Ken Dooley, real estate agent with Conlon: A Real [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>We all know that interest rates are at historic lows, and that everyone’s touting “now” as the time to buy or sell a home. But what’s the real deal behind all the hype – and where can the real deals be found in the Chicagoland market? Ken Dooley, real estate agent with Conlon: A Real Estate Company, joins PERL Founder Ken Perlmutter to discuss buzzworthy “trends” — fact vs. fiction.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode63_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:keywords>Real Estate social media</itunes:keywords>
		<itunes:subtitle>We all know that interest rates are at historic lows, and that everyone’s touting “now” as the time to buy or sell a home. But what’s the real deal behind all the hype – and where can the real deals be found in the Chicagoland market? Ken Dooley,</itunes:subtitle>
		<itunes:summary>We all know that interest rates are at historic lows, and that everyone’s touting “now” as the time to buy or sell a home. But what’s the real deal behind all the hype – and where can the real deals be found in the Chicagoland market? Ken Dooley, real estate agent with Conlon: A Real Estate Company, joins PERL Founder Ken Perlmutter to discuss buzzworthy “trends” — fact vs. fiction.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 62 / The Secondary Market</title>
		<link>http://marshall-creative.com/perl-podcast-62-the-secondary-market/</link>
		<comments>http://marshall-creative.com/perl-podcast-62-the-secondary-market/#comments</comments>
		<pubDate>Fri, 30 Jul 2010 15:55:20 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Secondary Market]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1882</guid>
		<description><![CDATA[By now, everyone’s heard of the secondary market, which provides liquidity to the primary mortgage market when mortgage bankers and investors team-up to sell and buy existing mortgages. But how do mortgage companies actually work with players in the secondary market? I recently sat down with Jeremy Gannon, Secondary Marketing Manager at PERL Mortgage, discusses [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>By now, everyone’s heard of the secondary market, which provides liquidity to the primary mortgage market when mortgage bankers and investors team-up to sell and buy existing mortgages. But how do mortgage companies actually work with players in the secondary market?  I recently sat down with Jeremy Gannon, Secondary Marketing Manager at PERL Mortgage, discusses the concept of the secondary market.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode62_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:keywords>Secondary Market</itunes:keywords>
		<itunes:subtitle>By now, everyone’s heard of the secondary market, which provides liquidity to the primary mortgage market when mortgage bankers and investors team-up to sell and buy existing mortgages. But how do mortgage companies actually work with players in the se...</itunes:subtitle>
		<itunes:summary>By now, everyone’s heard of the secondary market, which provides liquidity to the primary mortgage market when mortgage bankers and investors team-up to sell and buy existing mortgages. But how do mortgage companies actually work with players in the secondary market?  I recently sat down with Jeremy Gannon, Secondary Marketing Manager at PERL Mortgage, discusses the concept of the secondary market.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 61 / Retirement Planning for ages 21-35</title>
		<link>http://marshall-creative.com/perl-podcast-61-retirement-planning-for-ages-21-35/</link>
		<comments>http://marshall-creative.com/perl-podcast-61-retirement-planning-for-ages-21-35/#comments</comments>
		<pubDate>Fri, 23 Jul 2010 23:52:19 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Retirement Planning]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1879</guid>
		<description><![CDATA[Taking the time to sketch out a realistic retirement plan is important — but not always urgent. Bob Mecca, author and principal at Robert A. Mecca &#038; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in the first in a series of podcasts about retirement planning. Enjoy! For more podcasts, visit the PERL archives.]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>Taking the time to sketch out a realistic retirement plan is important — but not always urgent. <a href="http://meccaonmoney.com"  target="_blank">Bob Mecca</a>, author and principal at Robert A. Mecca &#038; Associates, joins <a href="http://www.margulis.com"  target="_blank">Alex Margulis</a>, Mortgage Advisor with PERL Mortgage, in the first in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
			<wfw:commentRss>http://marshall-creative.com/perl-podcast-61-retirement-planning-for-ages-21-35/feed/</wfw:commentRss>
		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode61_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:keywords>Retirement Planning</itunes:keywords>
		<itunes:subtitle>Taking the time to sketch out a realistic retirement plan is important — but not always urgent. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage,</itunes:subtitle>
		<itunes:summary>Taking the time to sketch out a realistic retirement plan is important — but not always urgent. Bob Mecca, author and principal at Robert A. Mecca &amp; Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in the first in a series of podcasts about retirement planning.  Enjoy!  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 60 / Estate Planning</title>
		<link>http://marshall-creative.com/perl-podcast-60-estate-planning/</link>
		<comments>http://marshall-creative.com/perl-podcast-60-estate-planning/#comments</comments>
		<pubDate>Sat, 17 Jul 2010 23:48:20 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Estate planning]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1876</guid>
		<description><![CDATA[I rarely think about estate planning &#8212; but always feel like I should. And after sitting down with Lindsey Markus on the podcast, now I really think I should. She&#8217;s an attorney concentrating in estate planning and asset protection at Chuhak and Tecson, P.C. and joins Alex Margulis, Mortgage Advisor with PERL Mortgage. For more [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>I rarely think about estate planning &#8212; but always feel like I should.  And after sitting down with <a href="http://lindseymarkus.com"  target="_blank">Lindsey Markus</a> on the podcast, now I really think I should.  She&#8217;s an attorney concentrating in estate planning and asset protection at Chuhak and Tecson, P.C. and joins <a target="_blank" href="http://www.amargulis.com" >Alex Margulis</a>, Mortgage Advisor with PERL Mortgage.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode60_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:keywords>Estate planning</itunes:keywords>
		<itunes:subtitle>I rarely think about estate planning -- but always feel like I should.  And after sitting down with Lindsey Markus on the podcast, now I really think I should.  She&#039;s an attorney concentrating in estate planning and asset protection at Chuhak and Tecson,</itunes:subtitle>
		<itunes:summary>I rarely think about estate planning -- but always feel like I should.  And after sitting down with Lindsey Markus on the podcast, now I really think I should.  She&#039;s an attorney concentrating in estate planning and asset protection at Chuhak and Tecson, P.C. and joins Alex Margulis, Mortgage Advisor with PERL Mortgage.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 59 / Condos for College Students</title>
		<link>http://marshall-creative.com/perl-podcast-59-condos-for-college-students/</link>
		<comments>http://marshall-creative.com/perl-podcast-59-condos-for-college-students/#comments</comments>
		<pubDate>Sat, 10 Jul 2010 23:38:22 +0000</pubDate>
		<dc:creator>Nick Keenan</dc:creator>
				<category><![CDATA[Audio]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1780</guid>
		<description><![CDATA[A few years ago, before I got interested in the marketing side of things in the financial business, I was a loan originator in Illinois &#8212; and was surprised to learn about a product referred-to as a &#8220;Kiddie Condo.&#8221; With a kiddie condo, a parent could basically buy a condo and give it to their [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>A few years ago, before I got interested in the marketing side of things in the financial business, I was a loan originator in Illinois &#8212; and was surprised to learn about a product referred-to as a &#8220;Kiddie Condo.&#8221;  With a kiddie condo, a parent could basically buy a condo and give it to their child.  Nowadays, this is becoming trendy near colleges in Chicago &#8212; particularly DePaul University, which is a stone&#8217;s throw from Premier Properties.  I sat down with Judy Pettas, Principal at Premier, and Ken Perlmutter, PERL Founder, to talk about investment homes for college students.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://private.marshall-creative.com/audio/perlpodcasts/PERL_Podcast_Episode59_FINAL.mp3" length="11743299" type="audio/mpeg" />
			<itunes:subtitle>A few years ago, before I got interested in the marketing side of things in the financial business, I was a loan originator in Illinois -- and was surprised to learn about a product referred-to as a &quot;Kiddie Condo.&quot;  With a kiddie condo,</itunes:subtitle>
		<itunes:summary>A few years ago, before I got interested in the marketing side of things in the financial business, I was a loan originator in Illinois -- and was surprised to learn about a product referred-to as a &quot;Kiddie Condo.&quot;  With a kiddie condo, a parent could basically buy a condo and give it to their child.  Nowadays, this is becoming trendy near colleges in Chicago -- particularly DePaul University, which is a stone&#039;s throw from Premier Properties.  I sat down with Judy Pettas, Principal at Premier, and Ken Perlmutter, PERL Founder, to talk about investment homes for college students.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:duration>12:09</itunes:duration>
	</item>
		<item>
		<title>PERL Podcast 58 / Mortgage Operations</title>
		<link>http://marshall-creative.com/perl-podcast-58-mortgage-operations/</link>
		<comments>http://marshall-creative.com/perl-podcast-58-mortgage-operations/#comments</comments>
		<pubDate>Mon, 05 Jul 2010 15:39:08 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Ideas]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1746</guid>
		<description><![CDATA[When I started working as a loan originator career at PERL Mortgage in 2004, one of the first people I knew was a guy named Ben Glazer, a former guitarist in a well-known Chicago-based band and part-time loan officer himself. He&#8217;s since been internally promoted numerous times and is now the Director of Operations at [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>When I started working as a loan originator career at PERL Mortgage in 2004, one of the first people I knew was a guy named Ben Glazer, a former guitarist in a well-known Chicago-based band and part-time loan officer himself.  He&#8217;s since been internally promoted numerous times and is now the Director of Operations at PERL, and I thought it&#8217;d be interesting to ask him all about his job and how a mortgage company actually works &#8212; and to have him explain PERL’s in-house operations and relationships with lenders.  I hope you enjoy it.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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<enclosure url="http://www.marshall-creative.com/Audio/PERLPodcasts/PERL_Podcast_Episode58_FINAL.mp3" length="5242880" type="audio/mpeg" />
			<itunes:subtitle>When I started working as a loan originator career at PERL Mortgage in 2004, one of the first people I knew was a guy named Ben Glazer, a former guitarist in a well-known Chicago-based band and part-time loan officer himself.</itunes:subtitle>
		<itunes:summary>When I started working as a loan originator career at PERL Mortgage in 2004, one of the first people I knew was a guy named Ben Glazer, a former guitarist in a well-known Chicago-based band and part-time loan officer himself.  He&#039;s since been internally promoted numerous times and is now the Director of Operations at PERL, and I thought it&#039;d be interesting to ask him all about his job and how a mortgage company actually works -- and to have him explain PERL’s in-house operations and relationships with lenders.  I hope you enjoy it.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
	</item>
		<item>
		<title>PERL Podcast 57 / Current Interest Rates</title>
		<link>http://marshall-creative.com/perl-podcast-current-interest-rates/</link>
		<comments>http://marshall-creative.com/perl-podcast-current-interest-rates/#comments</comments>
		<pubDate>Thu, 24 Jun 2010 13:38:33 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Ideas]]></category>
		<category><![CDATA[interest rates]]></category>
		<category><![CDATA[Mortgage Podcast]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1653</guid>
		<description><![CDATA[In today&#8217;s real estate and lending environment, everyone&#8217;s saying that rates are &#8220;historically low&#8221; &#8212; but what does this really mean? And how do rates vary from, say, a 30-year fixed product to a 5/1 ARM, or from a conventional to a jumbo loan? And what is a jumbo loan, anyway? On this episode of [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>In today&#8217;s real estate and lending environment, everyone&#8217;s saying that rates are &#8220;historically low&#8221; &#8212; but what does this really mean?  And how do rates vary from, say, a 30-year fixed product to a 5/1 ARM, or from a conventional to a jumbo loan?  And what is a jumbo loan, anyway?  On this episode of the podcast, I visited with <a href="http://www.heymortgagefans.com/"  target="_blank">Barry Schwartz</a>, a mortgage adviser at PERL, to talk about the in&#8217;s and out&#8217;s of rate fluctuation.  We hope it&#8217;s informative.  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://www.marshall-creative.com/Audio/PERLPodcasts/PERL_Podcast_Episode57_FINAL.mp3" length="7669869" type="audio/mpeg" />
			<itunes:keywords>interest rates,Mortgage Podcast</itunes:keywords>
		<itunes:subtitle>In today&#039;s real estate and lending environment, everyone&#039;s saying that rates are &quot;historically low&quot; -- but what does this really mean?  And how do rates vary from, say, a 30-year fixed product to a 5/1 ARM, or from a conventional to a jumbo loan?</itunes:subtitle>
		<itunes:summary>In today&#039;s real estate and lending environment, everyone&#039;s saying that rates are &quot;historically low&quot; -- but what does this really mean?  And how do rates vary from, say, a 30-year fixed product to a 5/1 ARM, or from a conventional to a jumbo loan?  And what is a jumbo loan, anyway?  On this episode of the podcast, I visited with Barry Schwartz, a mortgage adviser at PERL, to talk about the in&#039;s and out&#039;s of rate fluctuation.  We hope it&#039;s informative.  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:duration>7:54</itunes:duration>
	</item>
		<item>
		<title>PERL Podcast 56 / Online Content</title>
		<link>http://marshall-creative.com/perl-podcast-56-online-content/</link>
		<comments>http://marshall-creative.com/perl-podcast-56-online-content/#comments</comments>
		<pubDate>Thu, 20 May 2010 16:25:16 +0000</pubDate>
		<dc:creator>Sandy Marshall</dc:creator>
				<category><![CDATA[Audio]]></category>
		<category><![CDATA[Ideas]]></category>
		<category><![CDATA[Conlon]]></category>
		<category><![CDATA[Ken Dooley]]></category>
		<category><![CDATA[Ken Perlmutter]]></category>

		<guid isPermaLink="false">http://marshall-creative.com/?p=1592</guid>
		<description><![CDATA[A wide variety of relevant information flourishes through social media outlets, real estate professionals are evaluating what’s actually bringing value to clients and associates. On this episode of the podcast, I sat down with PERL Founder Ken Perlmutter and Ken Dooley, agent with Conlon: A Real Estate Company, to discuss social media content and the [...]]]></description>
			<content:encoded><![CDATA[<p><a target="_blank" href="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" ><img class="alignleft size-thumbnail wp-image-1151" title="PERL_Podcast" src="http://marshall-creative.dreamhosters.com/wp-content/uploads/2010/06/perl_podcast-150x150.jpg" alt="" width="150" height="150" /></a>A wide variety of relevant information flourishes through social media outlets, real estate professionals are evaluating what’s actually bringing value to clients and associates.  On this episode of the podcast, I sat down with PERL Founder Ken Perlmutter and <a href="http://www.kendooley.com/"  target="_blank">Ken Dooley</a>, agent with <a href="http://blog.conlonrealestate.com/"  target="_blank">Conlon: A Real Estate Company</a>, to discuss social media content and the best methods of sorting and disseminating relevant information.  Enjoy!  For more podcasts, visit the <a href="http://perlmortgage.com/blog/category/podcasts"  target="_blank">PERL archives</a>.</p>
<p><a target="_blank" href="http://www.addtoany.com/share_save" class="a2a_dd addtoany_share_save" >Share this</a> </p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
<enclosure url="http://www.marshall-creative.com/Audio/PERLPodcasts/PERL_Podcast_Episode56_FINAL.mp3" length="11497539" type="audio/mpeg" />
			<itunes:keywords>Conlon,Ken Dooley,Ken Perlmutter</itunes:keywords>
		<itunes:subtitle>A wide variety of relevant information flourishes through social media outlets, real estate professionals are evaluating what’s actually bringing value to clients and associates.  On this episode of the podcast,</itunes:subtitle>
		<itunes:summary>A wide variety of relevant information flourishes through social media outlets, real estate professionals are evaluating what’s actually bringing value to clients and associates.  On this episode of the podcast, I sat down with PERL Founder Ken Perlmutter and Ken Dooley, agent with Conlon: A Real Estate Company, to discuss social media content and the best methods of sorting and disseminating relevant information.  Enjoy!  For more podcasts, visit the PERL archives.</itunes:summary>
		<itunes:author>Marshall Creative / A Multimedia Agency</itunes:author>
		<itunes:explicit>no</itunes:explicit>
		<itunes:duration>11:53</itunes:duration>
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