PERL Podcast 65 / Retirement Planning for ages 55+

Planning for retirement is a primary goal for all Americans ? and for those in the 55+ age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca & Associates, joins Alex Margulis, Mortgage Advisor with PERL … CONTINUE READING /

PERL Podcast 64 / Retirement Planning for ages 36-55

Planning for retirement is a primary goal for all Americans ? and for those in the 36-55 age range, the notion of planning for the future is becoming a fast reality. Bob Mecca, author and principal at Robert A. Mecca & Associates, joins Alex Margulis, Mortgage Advisor with PERL … CONTINUE READING /

PERL Podcast 63 / Behind the Buzz

We all know that interest rates are at historic lows, and that everyone?s touting ?now? as the time to buy or sell a home. But what?s the real deal behind all the hype ? and where can the real deals be found in the Chicagoland market? Ken Dooley, real estate agent … CONTINUE READING /

PERL Podcast 62 / The Secondary Market

By now, everyone?s heard of the secondary market, which provides liquidity to the primary mortgage market when mortgage bankers and investors team-up to sell and buy existing mortgages. But how do mortgage companies actually work with players in the secondary market? I recently sat down with Jeremy Gannon, Secondary Marketing Manager … CONTINUE READING /

PERL Podcast 61 / Retirement Planning for ages 21-35

Taking the time to sketch out a realistic retirement plan is important ? but not always urgent. Bob Mecca, author and principal at Robert A. Mecca & Associates, joins Alex Margulis, Mortgage Advisor with PERL Mortgage, in the first in a series of podcasts about retirement planning. Enjoy! For … CONTINUE READING /

PERL Podcast 60 / Estate Planning

I rarely think about estate planning — but always feel like I should. And after sitting down with Lindsey Markus on the podcast, now I really think I should. She’s an attorney concentrating in estate planning and asset protection at Chuhak and Tecson, P.C. and joins Alex Margulis, Mortgage Advisor … CONTINUE READING /

PERL Podcast 59 / Condos for College Students

A few years ago, before I got interested in the marketing side of things in the financial business, I was a loan originator in Illinois — and was surprised to learn about a product referred-to as a “Kiddie Condo.” With a kiddie condo, a parent could basically buy a condo and … CONTINUE READING /

PERL Podcast 58 / Mortgage Operations

When I started working as a loan originator career at PERL Mortgage in 2004, one of the first people I knew was a guy named Ben Glazer, a former guitarist in a well-known Chicago-based band and part-time loan officer himself. He’s since been internally promoted numerous times and is now the … CONTINUE READING /

PERL Podcast 57 / Current Interest Rates

In today’s real estate and lending environment, everyone’s saying that rates are “historically low” — but what does this really mean? And how do rates vary from, say, a 30-year fixed product to a 5/1 ARM, or from a conventional to a jumbo loan? And what is a jumbo loan, anyway? … CONTINUE READING /

PERL Podcast 56 / Online Content

A wide variety of relevant information flourishes through social media outlets, real estate professionals are evaluating what?s actually bringing value to clients and associates. On this episode of the podcast, I sat down with PERL Founder Ken Perlmutter and Ken Dooley, agent with Conlon: A Real Estate Company, to … CONTINUE READING /